You are ready to find the right home: You have a budget. You know your affordability amount. You’re pre-approved for a loan. You’re working with a realtor, or you are comfortable working on your own. You know your timeline. You’re now a highly-qualified buyer, the only thing standing in your way is finding that perfect house. The great home search has begun!
If you’re thinking about buying a home, you’re probably asking yourself “Do I need a realtor? What does a real estate agent do?” It’s a fair question that can lead to even more questions about this mysterious figure that’s supposed to guide you into your new home. What are they responsible for in the process? How do real estate agents get paid? How much do they cost? It can be a confusing situation if you’ve never worked with a realtor before, but we’ll break it down below and help you figure out if using a real estate agent is right for you. Read More
Looking for help buying your first home? California has a number of state and country programs that encourage homeownership and will help first-time home buyers qualify for specalized loans or help them come up with the down payment. In this article we’ll cover the various state agency home buying programs, down payment assistance programs and grants, and some of the largest local programs that you may be able to use when qualifying for a home loan.