Home Buying Checklist and Reviews

Home Buying Checklist is dedicated to smart buyers who want to save time and stress of figuring out the right thing to buy!


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Buying a Home

what is piti payment mortgage

What is the PITI payment?

When it comes to buying a home, everything revolves around your mortgage payment. Whether you’re buying a new home or refinancing an existing loan, mortgage lenders are going to calculate the monthly payment for your new loan and try to understand if you can afford it based on your debt-to-income ratio. When going through the […]

what credit score do i need to buy a house

What credit score do I need to buy a house?

Mortgage companies take a lot of things into account when you apply for a home loan. A major factor in qualifying is your credit score. But what credit score is needed to buy a house? This question actually breaks down into two parts: What is the minimum credit score to buy a house? How does […]

how does a reverse mortgage work

How does a reverse mortgage work?

Reverse mortgages, also called Home Equity Conversion Mortgages (HECM), solve a large problem for seniors. They convert a portion of their home’s equity to cash – allowing the home owner to access their equity without creating a new monthly payment or forcing the sale of the home. That all sounds great – but how does […]

what is a reverse mortgage

What is a reverse mortgage?

A reverse mortgage, also called a home equity conversion mortgage (HECM), is a tool that helps retired seniors borrower money against the value of their home. Reverse mortgages are designed to secure a comfortable living situation for retirees, help cover major expenses (like health care costs) and potentially generate monthly cash for the borrower. Retiring […]

reverse mortgage facts

17 reverse mortgage facts you should know

Baby Boomers are not prepared for retirement. Business Insider does a good job of describing the problem: few seniors have enough savings for retirement, and that’s consistent across generational groups, race, and political affiliation. However, when looking at data from the 2013 American Housing Survey, one thing is clear – America’s seniors own homes. According to […]

mortgage rate vs apr

Mortgage Interest Rate vs APR – What is the difference?

If you’ve ever taken a loan or applied for a credit card, you’ve probably seen the term annual percentage rate or APR. When it comes to mortgages the APR is a percentage, it’s usually right next to the interest rate and looks awfully similar. You might find yourself thinking “what’s the difference between the mortgage […]

debt to income ratio DTI

Debt to Income Ratio | Mortgage Process Explained

When underwriting a mortgage, lenders try to understand whether or not you’ll be able to afford your new mortgage payment. They care more about your monthly debt payments than they do your total amount of debt. To understand your ability to repay your debt, lenders will check your debt-to-income ratio. Debt-to-income ratio defined Also known […]

how to make an offer on a home

How to put an offer on a house

Maybe you fell in love with the first home you saw. Maybe it took you months, but your patience was rewarded with a beautiful house that hit all the sweet spots. However long it took, you’ve now reached the moment of truth – you’re ready to make an offer on a house. You knew this […]

what does a real estate agent do

What does a real estate agent do?

If you’re thinking about buying a home, you’re probably asking yourself “Do I need a realtor? What does a real estate agent do?” It’s a fair question that can lead to even more questions about this mysterious figure that’s supposed to guide you into your new home. What are they responsible for in the process? […]


Featured Posts

new kitchen checklist

New House Checklist ❤️ 200+ Essentials for New Apartments and Homes

So you’re ready to move? Congratulations! Maybe it’s your first time out on your own and you need some first apartment essentials. Maybe you’re finally upgrading to a house of your own, and you want to make sure you have the things you need for your first home. Even if you’re a seasoned vet, you […]

Parking Lot Security Cameras

Best Parking Lot Security Cameras

If you own a business with a parking lot, your first concern is how you are going to keep it safe for your customers and your property. Having a safe and secure parking lot makes your customers feel at ease while shopping at your business. They will know that you care for their safety and […]

Install a WiFi Thermostat Without A C-Wire

How to Install a WiFi Thermostat Without A C-Wire

Imagine buying a new Wi-Fi thermostat, patiently waiting for that Amazon box to be delivered. You open it up, read the instructions, maybe watch a video that tells you how to install the device. You remove your existing thermostat to find that things aren’t quite right – you don’t have a C-wire. A C-wire or […]

best thermostat with remote sensor

Best Thermostat with Remote Sensor 🌞

You may be hearing about all these new “smart” thermostats lately. But, do you actually know what the difference between regular thermostats, programmable thermostats, and smart thermostats is? And what does it mean when a thermostat has a remote sensor? A quick breakdown for you: Regular thermostats are control panels for your heating and air […]

carbon monoxide detector beeping

Carbon Monoxide Detector Beeping? 5 Things You Should Do Right Now

A carbon monoxide detector and an alarm are designed to alert users about the unsafe level of carbon monoxide. These work through making flashing lights and noise. Nevertheless, they also make flashlights and noise under some conditions. The noise that they make was described as chirping, beeping, and squeaking. The majority of carbon monoxide detectors […]

First Apartment Checklist

Moving Checklist – 12 Things to Remember When Moving

Moving into a new home or apartment? With the whirlwind of things to do, it’s easy for some smaller items to fall off to the wayside. That’s why we created this moving checklist. There are a few basic things you can do early on in the process to make moving day a breeze. So? What […]

new kitchen checklist

Kitchen Essentials – How to Set Up Your Dream Kitchen

Whether you’re moving into your first apartment or you’re moving to a new house, the kitchen will be an important part of your new home. Our checklist of kitchen essentials has all of the tools, utensils, cookware, and gadgets you’ll need to whip up some delicious meals. Below we’ll cover the necessities you should have […]

GW Security Inc 16 Security Camera System

The Best GW Security Camera Review

If you are searching for a security camera, there are different brands that you can take into consideration. However, you have to remember that not all brands are the same and some don’t work as they promise. Today, one of the known brands that offer cost-effective security systems is GW Security Inc 16 Security Camera […]

best wifi thermostat

Best Wifi Thermostat [TOP 7]

What is the best wifi thermostat for ? Buying a new thermostat is not like buying other home appliances like a vacuum or a pressure cooker. There are many things to consider before buying a smart thermostat – what type of HVAC system you’re running, what features you need, whether you’re looking for energy savings, […]


Latests Posts

Best vacuum for hardwood floors

The Top 6 Best Vacuums for Hardwood Floors

When searching for the best vacuum for hardwood floors we considered over a hundred different vacuums. We included upright, canister, stick, and robotic vacuums on our list. We even took a look at some industrial models. From there, we narrowed our list down to the top 20 vacuums. After getting feedback from owners and some […]

Jacuzzi vs. Hot Tub

If you are made to choose between a Jacuzzi and a hot tub, which one would you prefer and would you know the difference? The truth is that it would be inaccurate to choose between the two. A common misconception made by some people is to refer to all hot tubs as Jacuzzis. The truth […]

GW Security Inc 16 Security Camera System

The Best GW Security Camera Review

If you are searching for a security camera, there are different brands that you can take into consideration. However, you have to remember that not all brands are the same and some don’t work as they promise. Today, one of the known brands that offer cost-effective security systems is GW Security Inc 16 Security Camera […]